简要回答
Operational risk runtime runs risk on real business facts, locates each risk to a contract and an owner, and tracks resolution until the facts update and the risk closes.
Why it matters
Many enterprises' risk management stops at reports: risk is found, but teams cannot locate the business, data and owner, resolution relies on people, and results never flow back into the system. Risk is not really running.
What "runtime" means
Operational risk runtime = continuously, on real business facts:
- Identify — facts satisfying scenario constraints trigger risk
- Locate — locate to contract, batch and owner
- Resolve — generate executable business actions
- Flow back — resolution results update business facts
Runtime vs report-based management
| Dimension | Report-based | Runtime |
|---|---|---|
| Trigger | Periodic checks | Facts trigger immediately |
| Location | Aggregate indicators | Contract and batch level |
| Resolution | Manual coordination | Tracked actions |
| Loop | None | Facts flow back |
常见问题
Q. How is operational risk runtime different from traditional risk management?
A. Traditional risk management is periodic checking and reporting; operational risk runtime is a continuous mechanism — fact changes trigger risk identification and resolution, and results flow back as new facts.
Q. How do you know a system is actually running operational risk?
A. Three capabilities: risk emerges automatically from facts, risk is located to specific business and owners, and resolution actions are tracked until facts update.